Since this year, Qixia District Agriculture and Rural Affairs Bureau has actively carried out Party history learning and education, made great efforts to fulfill the commitment of "I do practical things for the masses", and comprehensively implemented the policy of benefiting farmers.
After the issuance of the Notice on Printing and Distributing the Implementation Plan for Promoting the "Jinling Huinong Microcredit" issued by four departments, including Nanjing Municipal Bureau of Agriculture and Rural Affairs and Nanjing Municipal Finance Bureau, Qixia District Bureau of Agriculture and Rural Affairs seized this opportunity to carry out extensive publicity and education, actively worked with Zijin Rural Commercial Bank Qixia Sub branch to formulate a plan, and organized the main leaders of 6 streets, 24 villages and communities in the district, The heads of six secondary sub branches under Qixia Sub branch of Zijin Rural Commercial Bank held a meeting to comprehensively deploy and promote the implementation of "Jinling Huinong Microfinance", and strive to transform the policy into a way for farmers to become rich.
It is understood that "Jinling Huinong Microfinance" is characterized by "small, decentralized and fast" capital demand in rural areas and communities. It is unsecured, unsecured, and simple in process. It can be borrowed and repaid at any time through mobile phones, with credit lines ranging from 50000 to 300000. It mainly adopts the method of "whole village credit" to provide loans for farmers and community residents through the methods of filing, information sorting, credit evaluation, big data screening, etc. In June this year, the product was piloted in Baguazhou Street in advance. Wu Xiuzhou, a villager in Zhongqiao Village of the street, has successfully opened a credit line of 100000 yuan and applied for the use of 10000 yuan on site, becoming the first user of "Jinling Huinong Microcredit" in Qixia District. Up to now, credit evaluation has been carried out for 22 villages, groups and communities in Qixia District, including 23688 households, 14664 households and 1.452 billion yuan. Farmers and community residents who used the "Jinling Huinong Microloan" have said that it solves the problem of "pocketbook", which is convenient, fast and affordable.
In recent years, in addition to the "Jinling Huinong micro loan", Qixia District Agricultural and Rural Bureau has also actively promoted the two financial products of "Jinling Huinong loan" and "Huinong fast loan" to agricultural business entities in accordance with the unified deployment of its superiors, initially forming a comprehensive and standardized financing "troika" of "high and low matching and mutual supplement", which has effectively solved the problems of rural cooperative economic organizations, agricultural business entities The difficulty in improving the demand for living funds has also effectively avoided the problem of indiscriminate borrowing and lending by farmers and residents due to the difficulty in financing channels.
Next, the whole district will speed up the formation of a district, street, village and bank four level linkage mechanism, which is under the responsibility of a specially assigned person and will be promoted regularly, further strengthen the penetration of products such as "Jinling farmers' micro loans", effectively implement the measures of financial services for rural revitalization and financial benefits for thousands of villages and thousands of households, effectively address the production and operation of farmers and the demand for daily consumption credit, and promote farmers' income increase and prosperity.